Real estate questions, answered.

Get pre-approved with a lender first so you know your budget and can make strong offers. Then we talk through areas, timing and must-haves, and I set up a custom search that sends you new listings as they hit the market.

Yes. Texas law requires a written agreement between a buyer and an agent before the agent shows you a home. It explains what I'll do for you and how I'm paid. Agent fees are not set by law and are negotiable.

Plan for earnest money (often around 1% of the price, held by the title company), an option fee (usually a few hundred dollars), your down payment and closing costs (often about 2–5% of the price). Sellers or builders sometimes help with closing costs, and I'll negotiate for it.

A set number of days, negotiated in your contract, when you can inspect the home and back out for any reason. If the inspection finds problems, we can ask for repairs or a credit, or you can walk away and keep your earnest money.

Most financed purchases close about 30–45 days after the contract is signed. Cash purchases can close faster.

Look at the FEMA flood map, the seller's disclosure (which asks about past flooding and flood claims) and the home's insurance history. Regular homeowners insurance doesn't cover flooding, and flood policies usually have a 30-day waiting period, so get quotes early.

Online estimates can be far off. I'll prepare a market analysis based on recent nearby sales, current competition and your home's updates. Request your home value report.

Try my seller net-proceeds calculator for a quick estimate, and I'll follow up with a detailed net sheet based on your real numbers.

Fix what a buyer's inspector is likely to flag, and focus on simple updates with a good return, like paint, lighting and curb appeal. I'll walk through the home with you and make a plan.

Most Texas sellers complete a Seller's Disclosure Notice covering known defects and conditions, including past flooding, flood insurance claims and whether the home is in a floodplain.

Yes. Depending on your situation, we can line up both closings, ask for a short leaseback so you stay in the home after closing, or talk with a lender about financing options. I'll help you plan the timing.

It depends on price, condition and the season. Well-priced, well-presented homes sell fastest. I'll share current days on market for your neighborhood.

It's a good idea. The builder's sales rep works for the builder. Many builders require your agent to be with you, or registered, on your first visit, so bring me along from the start.

Yes. Inspections before the drywall goes up and before closing can catch problems early, and an inspection before your one-year warranty ends helps you get covered repairs done.

Builders often tie incentives to their preferred lender. Compare the full loan estimate with another lender before deciding, so you know the true value of the incentive.

Your first tax bill may be based on the land or a partly built home. Once the home is fully valued, taxes usually rise. Many new communities also have MUD or PID taxes, so I'll pull the full tax rate before you sign.

Often, yes, usually with an investor loan such as a DSCR or commercial loan. Talk with your lender, CPA and attorney about the right setup for you.

A loan that qualifies you mainly on the property's rental income compared with its payment, rather than your personal income. These loans usually need a larger down payment, often 20–25%.

I compare rents for similar homes, then factor in property taxes, insurance, HOA dues, vacancy and repairs to estimate your monthly cash flow before you make an offer.

Yes. I can list and market your rental, help screen applicants, and recommend property managers if you'd rather not manage it yourself.

Yes. I can tour homes with you on live video and send detailed notes. Depending on your lender and title company, you may be able to sign closing documents remotely.

Texas has no state income tax, but property taxes are higher than in many states. Combined rates in the Houston area are often around 2–3% of a home's value per year. If the home is your primary residence, file a homestead exemption with your county appraisal district to lower your taxes.

It depends on your commute, budget and lifestyle. Start with the areas I serve and my free relocation guide, then let's talk.

Yes. I can search rentals for you, set up showings and help with your application and lease.